Welcome to this week’s episode of Optimal Insights. Jim Glennon and Alex Hebner kick off with a market update covering inflation, tariffs, and housing trends. Then, Jim Glennon and Kevin Foley sit down with Greg Sher, Managing Director at NFM Lending, to explore mortgage advocacy, the “All of Us” movement, credit score reform, and elevating women in leadership. Greg shares how authenticity and consistency can drive meaningful change in the industry. Key Points: • Inflation and tariff trends impacting the market • Housing affordability and builder pricing strategies • Greg Sher’s “All of Us” movement and VantageScore advocacy • Elevating women in mortgage leadership • Building influence through authenticity and consistency Chapters: 00:00 – Intro: Welcome to Optimal Insights 00:45 – Market Overview with Jim Glennon 02:00 – Inflation & PPI/CPI Trends 04:00 – Tariff Impacts and Global Trade Tensions 07:30 – Housing Market Update: Builder Pricing & Affordability 10:30 – Economic Indicators & Recession Signals 15:00 – Interview Begins: Meet Greg Sher 16:00 – Greg’s Role at NFM Lending & Industry Influence 18:30 – The “All of Us” Movement: Origin & Impact 22:00 – VantageScore vs. FICO: Credit Score Reform 26:30 – Social Media Advocacy & Policy Influence 30:00 – Elevating Women in Mortgage Leadership 33:00 – Mentorship, Legacy & Advice for Industry Professionals 36:00 – Final Thoughts & Wrap-Up 🎧 Tune in to gain valuable insights to help you stay ahead and maximize your profitability in the ever-evolving mortgage landscape. Optimal Insights Team: • Jim Glennon, Vice President of Hedging and Trading Client Services • Alex Hebner, Hedge Account Manager • Kevin Foley, Director of Product Management Special Guest: • Greg Sher, Managing Director, NFM Lending Production Team: • Executive Producer: Sara Holtz • Producer: Matt Gilhooly & Hailey Roise Commentary included in the podcast shall not be construed as, nor is Optimal Blue providing, any legal, trading, hedging, or financial advice.

Join Chris and PK and our very special guest Greg Sher, Managing Director at NFM Lending, discuss all things mortgage, mortgage tech, AI and emerging tech. Grab some snacks, and prepare to be mildly impressed.

Consequences of war get real for U.S. housing the minute the first shot is fired. Layer on top that it started over a weekend, when the bond market was closed, and it all leaves the mortgage industry searching for answers…..namely, to lock or not to lock? Who better to ask than Housing Economist and MBS Highway Founder Barry Habib. Barry lays it all out for you here in this exclusive One On One Unfiltered – and he lets out a surprise at the end that will be sure to delight the industry.

Big moment in mortgage land.....where should this go?

Advocacy is the greatest seperator for mortgage loan officers. Very few show up to Washington, D.C. to affect change. This is your chance. Watch this, then go here to join us for 2 days you will never forget: https://www.firsthomeiq.com/mbaadvocacy

What does it mean for the rest of the mortgage industry - and what does it say about the bets being made on servicing? I break down this BREAKING NEWS with mortgage executive Jennifer McGuinnness-Lubbert.

Mortgage consolidation continues... https://www.linkedin.com/posts/jennifer-mcguinness-lubbert-2275b012_consolidation-this-is-the-word-of-the-day-activity-7427826519881969664-1J-N?utm_source=social_share_send&utm_medium=member_desktop_web&rcm=ACoAAAt7AxEBRipEIi7U2RQE-gVVYRrZeLLvm4M

Join us as we break down the Vegas juju-post conference.

In the news = in the know. Be a part of the conversation in housing.

It could be the most substantial development in housing in 2025....yet the majority of loan originators and folks on the lending side have no idea what CCP means and the impact it going away would have. If you're in this group, you can't afford not to listen to this.

Greg’s sitting down with Jocelyn Vas from Final Offer and James Kleimann from HousingWire for a candid conversation we’re calling The Housing Huddle. No script, just smart people talking shop about what’s really going on in the housing world.